Finance Center

We aim to provide drivers with a range of options to expedite the finance process. Drivers can utilize our handy Estimate Monthly Payments tool to get an idea of monthly payments. Another online finance tool available is the Value Your Trade tool.

Drivers interested in trading in a vehicle can utilize our Value Your Trade tool to get a vehicle trade-in estimate! Drivers looking to start the loan approval process can get a jump on the process by filling out our online finance application.

We're all about convenience! If our digital retailing tools aren't ideal, drivers can always contact our finance team to speak with an in-house finance expert!

Choosing between buying and leasing your Honda depends on your lifestyle and driving preferences. When you buy a Honda, you’re building equity with every payment and can enjoy the freedom of ownership. Buying can be a great choice if you plan to keep your vehicle for a long time.

On the other hand, leasing a Honda offers flexibility and often lower monthly payments. You’ll drive a new Honda with the latest technology and warranty coverage, then have the option to return, purchase, or lease a newer model at the end of your term. Leasing is ideal for those who enjoy upgrading every few years or prefer predictable costs with minimal maintenance worries.

Whichever route you choose, our finance team will help you explore all available plans and find the best option for your needs and budget.

Understanding auto finance terms can make the buying or leasing process smoother, which is why we want to explain the vocabulary you may come across.

• APR (Annual Percentage Rate): The interest rate you pay annually on your auto loan.
• Loan “Assignment”: When your loan gets transferred from one lender to another.
• Base Price: The cost of a vehicle with standard equipment, excluding optional features or incentives.
• Certificate of Title: The legal document proving vehicle ownership, issued by the state.
• Co-signer: A person who agrees to take responsibility for the loan if the primary borrower cannot make payments.
• “Default” on Loan: Failure to meet the terms or payment schedule of your loan.
• “Interest” Rate: The percentage charged by the lender for borrowing money.
• MSRP (Manufacturer’s Suggested Retail Price): The price recommended by the manufacturer for sale.
• “Refinance” a Loan: Taking out a new loan to pay off an existing one, often to secure better rates.
• Loan “Term”: The length of your loan, typically expressed in months (e.g., 24, 48, 60).
• “Underwriting” a Loan: The process of verifying information provided on your loan application.